Get Your Free Equipment Financing Quote

24-hour approval. Zero down. No personal guarantees required.

Equipment Financing Made Simple

Get $250K approved in 24 hours. Zero down. No personal guarantees.

Equipment Financing Calculator

Estimate Your Monthly Payment

$50,000
Estimated Monthly Payment
$697/mo
Interest Rate: 5.99% | Zero Down Payment
No Personal Guarantees
99%+ Approval
24-Hour Funding
🔐No Guarantees
📋Minimal Docs
$250M+
Financed
5,000+
Customers
24 Hrs
Avg Approval
98%
Satisfaction

Do You Qualify?

Quick 2-minute quiz

1. Equipment type?

Industries We Serve

🏥
Medical
5.99% APR
🏗️
Construction
5.99% APR
🚚
Trucking
5.99% APR
🏭
Manufacturing
5.99% APR
💻
Technology
5.99% APR
🍽️
Hospitality
5.99% APR
Utilities
5.99% APR
📦
Other
5.99% APR

Why Choose Vendor Capital?

Fast Approval

24-hour decisions. Same-day pre-approvals available.

💰

Flexible Terms

36-72 months. Choose what works for your cash flow.

🚀

Zero Down

Start with nothing down. Preserve working capital.

🔐

No Personal Guarantees

Equipment-secured financing. Zero personal liability.

📋

Minimal Docs

Simple applications. Fast approvals.

🤝

Dedicated Support

Real people. We care about your success.

Vendor Capital vs. Traditional Banks

FeatureVendor CapitalTraditional Bank
Approval Time✓ 24 Hours3-4 Weeks
Down Payment✓ Zero10-20%
Personal Guarantee✓ Not RequiredUsually Required
Documentation✓ MinimalExtensive
Minimum Business Age✓ Flexible2+ Years
Credit Requirement✓ 550+650+

Real Results From Real Customers

🏥 Medical Equipment
Surgical Suite Upgrade
$185,000
Timeline: Approved in 18 hours
Terms: 60 months at 5.99%
Upgraded equipment without straining cash flow. Monthly payment: $3,470
🏗️ Construction
Fleet Expansion
$240,000
Timeline: Approved in 24 hours
Terms: 72 months at 5.99%
Added 3 new pieces. Took on 2 new contracts. Monthly payment: $3,890
🏭 Manufacturing
Production Automation
$125,000
Timeline: Approved in 20 hours
Terms: 48 months at 5.99%
Increased production 40%. Improved margins year 1. Monthly payment: $2,890

What Our Customers Say

★★★★★

"Fast, easy, professional. Approved in 18 hours. This is how equipment financing should work."

David Martinez
Medical Solutions Inc.
★★★★★

"No personal guarantee, zero down, minimal docs. Simple process. Financing 3 pieces now."

Jennifer Lee
BuildRight Construction
★★★★★

"Understood our industry and approved us when banks wouldn't. Outstanding team."

Marcus Johnson
NextGen Manufacturing

What You'll Need to Apply

Business License
Proof your business exists
Bank Statements (2-3 months)
Shows monthly cash flow
Basic Personal Info
Name, address, contact details
Equipment Details
Type, cost, vendor info
That's It!
No tax returns required for pre-approval

Get a Free Pre-Approval

Just 3 fields. Takes 30 seconds.

Complete Your Application

1
Personal
2
Equipment
3
Review

We'll contact you within 24 hours with your pre-approval.